Job Description

Job Title: Mortgage Loan Officer
Location: San Francisco, CA; Hybrid

Job Purpose:

Are you a driven and customer-focused professional? We are looking for a Mortgage Loan Officer to join our team! In this role, you will work closely with the Mortgage Sales Manager and enjoy the flexibility of a hybrid work environment, balancing time between home and office. You'll also have the opportunity to visit clients and attend meetings as needed.

Primary Responsibilities:

Reach out to potential clients to offer residential mortgage solutions.
Convert inbound and outbound sales leads into applications.
Assess clients' financial needs and recommend the best product and rate options.
Meet and exceed monthly sales performance goals.

Essential Functions:

Handle the full mortgage loan process from solicitation to closing.
Advise and guide loan applicants through the application process.
Collect necessary information and documents from applicants and other parties.
Manage loan interest rates, points, fees, and charges.
Monitor loan application status and keep applicants informed.
Coordinate loan processing and closing with internal teams.
Address and resolve any questions or disputes related to loan closings.
Share information about loan products, rates, and services with real estate professionals.
Attend meetings and presentations conducted by real estate firms and other relevant parties.
Prepare reports and ensure accurate and complete loan file documentation.
Perform additional duties as needed.

Skills and Qualifications:

Minimum of 3 years of experience managing and negotiating loans in a fast-paced environment.
Familiarity with loan processing guidelines, including Fannie Mae, Freddie Mac, and FHA.
Strong knowledge of standard loan practices, documents, and real estate terminology.
In-depth understanding of the mortgage market.
Proficiency in Chinese (Mandarin) is preferred.
Must be based in California.

Compensation:

$52,000 - $200,000 per year, plus commission (1099)
Employment Type: Full-Time
Salary: $ 52,000.00 200,000.00 Per Year

Job Tags

Full time, Remote job, Home office,

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